LOAN AGAINST PROPERTY
Realise the true potential of your property with Loan Against Property from Biranidhi India Nidhi Limited
About Us
Biranidhi India company incorporated under the Companies Act 2013 & regulated by Ministry of Corporate Affairs, Government of India. The main objective of company is to cultivate the habit of thrift and savings among its members & receiving deposits from, and lending to, members only, for their mutual benefit.
We provide a broad range of innovative Financial Solutions to our members at competitive interest rates and minimal documentation at their doorstep. Backed by a legacy of service excellence, KVP is poised to move forward to become a more dynamic, innovative, and member-focused Nidhi – a dependable financial partner that offers stability and security for our members. One of our most important priorities is the financial development of our members.
Directorial
There is too much infamy in the name of many financial cum investment companies of India and you may catch these lines frequently like “Do not trust anyone”, “Only trust yourself” etc. But the biggest issue is your future: the future of your child, the future of your family and many more. How and where do you save for upcoming hazards? And you have to take risk for more savings, otherwise the value of your savings decreases with time. Generally, we, the Bengalis, are afraid of taking risk. It is our shame that we our too reluctant to take risk, though we feel proud about our language and doings of our ancestors. And according to the science of finance, without taking calculative risks, it is impossible to save our hard-earned money from the hands of appreciation of money
BIRA NIDHI LIMITED gives all kinds of facilities only to our members. With this membership, you can also actively participate in our AGM and become a decision-maker about our investments. You can also place your suggestions, which will be discussed with proper importance. Thus, our members turn out to be our key wealth.
Through the development of S.H.G.s, our main focus is to self-employed deprived people, especially women by providing them small loans and make them aware about savings for better future. Hence, we emphasis on microfinance.
BIRA NIDHI LIMITED does not approach you with any amorous interest. Also, we do not have any power of doing any miracle as well as we do not make any false promise of making a lot of money in short term. What we promise is to offer you to save your hard-earned money in short term (like RD, FD or MIS) with reasonable rate of interest. Though due to structure of our organisation, we normally provide higher interest rates than public sector banks, it is less risky because as a member you are the one of the decision makers of our society. Thus, with these short-term plans, you can save as per your wish and can fulfil your great dreams.
To serve for mankind, BIRA NIDHI LIMITED is decorated with the facility of Microfinance, Women Group Loan, Personal Loan, Gold Loan and Jewellery Loan for your bright future. Besides, we also have Education Loan and Pregnancy Loan (Emergency purpose only). You must not be clueless in any situation. With the help of microfinance, you can establish yourself in society and build your future with small short-term savings. Do not be hopeless in any harsh condition.
So, kindly take membership of BIRA NIDHI LIMITED. We are responsible to serve you for making your future optimistic. Please give us opportunity to assist you in your financial journey. We promise that we do not disappoint you.
Mission
1) With the help of microfinance and personal loan develop S.H.G.s.
2) By assembling all socio-economic backward people, in order to give importance to their exclusive concepts in real world with proper remuneration, making India ahead towards one step to development.
3) By enlightening all human beings about the necessity to save money, assisting them to plan their future in a better way.
4) Overall, through involving young generation in this massive workflow, making them financially independent.
5) We are prepared to face any challenge for the sake of good for mankind and promise to be succeeded.
Vision
1) To support people below poverty level through microfinance
2) With the help of personal loan and microfinance decrease unemployment of young generation
3) To support differently abled people both physically as well as mentally
4) Through education loan assist the poor children to come back in mainstream society
5) By explaining the importance of savings properly, backing rudderless people to build a better future
FACILITIES & BENEFITS
ATTRACTIVE INTEREST RATES
BIRA NIDHI LIMITED does not approach you with any amorous interest.
PASSBOOK & STATEMENTS
Passbook / Statements contains details of financial transactions undertaken by an account holder.
MOBILE APPLICATION
KVP India Nidhi’s app offers a range of facilities to its members including balance check, account statement, funds transfer, etc.
NOMINATION FACILITY
Nomination facility is available for all deposit accounts, members (new as well as existing) are advised to avail nomination facility.
SAVE & EARN
Savings A/C allows you to deposit & withdraw money any time you want. The money is not only kept safe with us, you also earn interest on it.
