There is too much infamy in the name of many financial cum investment companies of India and you may catch these lines frequently like “Do not trust anyone”, “Only trust yourself” etc. But the biggest issue is your future: the future of your child, the future of your family and many more. How and where do you save for upcoming hazards? And you have to take risk for more savings, otherwise the value of your savings decreases with time. Generally, we, the Bengalis, are afraid of taking risk. It is our shame that we our too reluctant to take risk, though we feel proud about our language and doings of our ancestors. And according to the science of finance, without taking calculative risks, it is impossible to save our hard-earned money from the hands of appreciation of money.

BIRA NIDHI LIMITED gives all kinds of facilities only to our members. With this membership, you can also actively participate in our AGM and become a decision-maker about our investments. You can also place your suggestions, which will be discussed with proper importance. Thus, our members turn out to be our key wealth.

Through the development of S.H.G.s, our main focus is to self-employed deprived people, especially women by providing them small loans and make them aware about savings for better future. Hence, we emphasis on microfinance.

BIRA NIDHI LIMITED does not approach you with any amorous interest. Also, we do not have any power of doing any miracle as well as we do not make any false promise of making a lot of money in short term. What we promise is to offer you to save your hard-earned money in short term (like RD, FD or MIS) with reasonable rate of interest. Though due to structure of our organisation, we normally provide higher interest rates than public sector banks, it is less risky because as a member you are the one of the decision makers of our society. Thus, with these short-term plans, you can save as per your wish and can fulfil your great dreams.

To serve for mankind, BIRA NIDHI LIMITED is decorated with the facility of Microfinance, Women Group Loan, Personal Loan, Gold Loan and Jewellery Loan for your bright future. Besides, we also have Education Loan and Pregnancy Loan (Emergency purpose only). You must not be clueless in any situation. With the help of microfinance, you can establish yourself in society and build your future with small short-term savings. Do not be hopeless in any harsh condition.

So, kindly take membership of BIRA NIDHI LIMITED. We are responsible to serve you for making your future optimistic. Please give us opportunity to assist you in your financial journey. We promise that we do not disappoint you.