Our Schemes

Welcome To Savings Account

Opening a Savings Account at Biranidhi Limited comes with many added privileges compared to other Financial Institution. Biranidhi Limited provides the members can operate the account at zero balance too much amount. Additionally, you also get annual 5.25%* of savings account interest rate which is compounded on a annual basis.

Welcome To Daily Deposit Scheme

Daily Recurring Deposit is a product to provide a person with an opportunity to build up saving through regular daily deposits of fixed sum over a period of time. Regular passbook update. E-Statement provided. Nomination facility available and it is advised to avail of the facility.  Daily Deposits against Loan .


Welcome To Recurring Deposit (RD) Scheme

Recurring Deposits Scheme tenure Min 1 year; Max 5 years.  Salary – non salary holder .Loan against Deposit (LAD) is available. 2% additional interest will be charged from agreed ROI. Online monthly fund transfer from any banks to FDFD Nidhi limited Current Account will also be feasible.Any foreclosure within 6 months will not be eligible for interest claims as per Nidhi Regulations.Any foreclosure after 6 months, 2% interest rate deduction will be applicable from the assured interest rate as per Nidhi Regulations. For intermittent payment of any schemes will lead to Penalty as prescribed by management.

Welcome To Monthly Income Scheme (MIS)

Monthly interest scheme is introduced by FDFD nidhi limited this is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member. Monthly interest will be credited to depositor’s Bank Account, if opted. Attractive and assured Returns.Till the end of tenure of the respective MIS.